Today I got called by someone claiming to be the IRS. They left three
identical
automated voicemail messages before I woke up, telling me that I needed to call them immediately and that it was urgent.
Upon calling them at the number they gave, I was told that due to some mistakes with my taxes there was a WARRANT FOR MY ARREST, and that if the matter was not solved DURING THAT PHONE CALL, police officers would come ARREST ME AT MY HOUSE in 30-35 minutes.
They used a bunch of scare tactics and sounded fairly convincing.
I told them I was going to verify with the police, hung up, and called the local police. Before I got out more than “Someone called me claiming to be the IRS–” the police officer said “Oh that’s a scam. The IRS will never call you on the phone.”
After talking to a handful of people about this today and looking it up on
The IRS will never call you on the phone about taxes owed without first having mailed you a bill.
The IRS will never
ask for credit or debit card numbers over the phone.
The IRS will never
threaten to bring any law-enforcement groups to have you arrested for not paying.
The IRS will never
use email, texts or any social media to discuss your personal tax issue involving bills or refunds.
If the IRS has a problem with your taxes, you will be given months to handle to situation. The government does not call you and require immediate action. If someone is calling you requiring you to respond instantly, they are not the government. It’s a scam.
This one might be obvious but just in case: NEVER give out your Social Security Number over the phone, or in any other context unless it is absolutely vital.
These scam artists try to scare you into making fast choices based in panic and fear. If someone contacting you is trying to scare you into giving them money, they are not the government.
If you know anyone who has anxiety, English isn’t their first language, or who has reasons to be extra afraid of the threat of police, or any other reasons for this type of scam to be especially stressful or effective, please make sure you give them this information. Tell your friends, your siblings, your coworkers, your parents, your grandparents. Please spread this information.
don’t just pay it. do not automatically pay the hospital bill when you receive it. call your health insurance provider and POLITELY say, “excuse me, i just received a bill for $1200 for my hospital visit/ER visit/etc., is that the correct amount i’m supposed to pay?” because hospitals bill you before your health insurance and they will take your money no matter how the amount due may change based on your health insurance looking at it. 90% of the time, if your health insurance is in any way involved in the payment of that bill, you do not have to pay as much as the hospital is billing you for. call your health insurance provider first, and POLITELY request clarification, always remember that the person you are talking to is human and this is just their job, and then you will very likely find out you actually only owe $500.
don’t shout at anyone about it, don’t get mad, just understand that this is The Way Things Are right now and call your health insurance provider before paying the bill your hospital just sent you. there’s a chance the hospital bill might be correct, true, but call your health insurance provider.
THIS IS SUPER IMPORTANT. after my car accident last year the hospital billed me ~$8000. They sent me letters asking me to pay, and I called them back saying my insurance was processing the claim. This is also what I told the collection agency when they kept calling me about the $1000 emergency room fee (billed separately from the hospital fee, mind you). Once everything got straightened out, all I was actually liable for was my $200 emergency copay.
!!!!!!! things my ass didn’t know !!!!!!!!
Yes this is a life lesson my adulting ass didn’t know I needed and I’m out 80 bucks for an anti-nausea pill. 😒😒😒😒😒
Reblogging for American friends.
Also, it is important [for people receiving medical care in the USA] to carefully read all of the items on the medical bill and look for errors and overcharges. I know that the normal feelings of avoidance and dread can make it hard to look at scary hospital bills, and that’s okay! But as the OP mentions, private orgs like hospitals don’t monitor overpayment of bills – they are motivated to charge you extra – and it is basically impossible to get your money back. Read the bill carefully and make sure that the charges are correct, using the links below for help if you need. If they haven’t sent you an itemized list, you can ask for one. Sometimes you will be charged extra for items or treatment you didn’t receive. Most people don’t know that you can dispute medical bills! But in 2009, Consumer Reports stated that 8 out of 10 medical bills scrutinized by a watchdog had errors, and generally you are not obligated to pay for someone else’s error.
You may be charged for using medication that you actually brought into the hospital with you – that’s easy to dispute! You may be charged for the consumables used during your stay such as sheets, gloves, gowns, etc – the hospital should actually cover that under its running budget. You may be charged for a brand name drug if the generic was available for cheaper – the links below explain how and when you can dispute this. You may be charged a surprisingly expensive “oral administration fee” (where a nurse puts pills for you to take in a little clean paper cup and then hands it to you) but that’s worth disputing if you were actually able to take the pill out of a bottle and put it in your own mouth. And so on.
Ugh one thing I loved about Thailand was I had a hospital visit, filled out a (half) sheet of paper, saw the doctor, had tests run and got 5 medications under 45 minutes all for $60 flat no insurance needed.
Get it together America.
Another one for people in the US: I got an ER bill reduced from 1300.00 to 125.00 by writing a letter of hardship explaining I am unemployed, uninsured, and unwed, and also pointing out they’d billed me for one test twice by writing it in differently each time.
ok so the other day i was at sears. I was in the baby section. Im standing there looking at clothes and a lady who works there comes up and is like “oh are you expecting?” And i was like “uhhhh” and because im a dumbass i was like “no i already delivered.” And she was like “How long ago?” And i was just like “two weeks.” And she said “wow! You look great! When i had my first son, i looked like a mess for six months. Is it a boy or a girl?” And i was just awkwardly like “a girl….” And she asked her name and i said Chernobyl and she was like “oh what a cute name! It sounds really familiar.” And i honestly just stood there going through all that and pretending i had a human baby two weeks ago named Chernobyl because i didnt wanna tell this poor lady i was buying baby clothes for my fucking baby opossum
every time i see this text post i forget the ending and every single time it decimates me
word of advice to anyone exporting/downloading their blogs – anything below a cut will not be included in the download. i downloaded my art blog and it didn’t save any media files or text from below the cut on those
so, just fyi: if you have a post with a “read more” you’ll want to manually save that information
s e r i o u s l y ? ?
Heads up: This does NOT apply to the bbolli Python script!
this is your yearly reminder that animals are not toys. they are a huge commitment. even small pets like hamsters and fish can be expensive and require a lot of work. if you’re planning to get someone a pet as a gift this holiday season, please only do so if you’re 100% sure that they are willing and able to take responsibility for the well-being of a living thing, potentially for years or even decades.
willowfoot 