medudu:

ohdear–imqueer:

extremelyharpoonedwhale:

end-of-homestuck-gigapause:

octolox:

mutisija:

mutisija:

i feel bad for people who use sai but dont know about stabilizer, transparent brushes and clipping groups

this is where you find stabilizer:

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i personally prefer to use S-4 for default drawing and S-7 when i need to draw really long smooth lines. this is what it does:

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this is where you find transparent brush:

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when you enable it, you can use your currently selected brush as eraser. this is what it does:

image

this is where you find clipping group:

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you have to have at least two layers, the base layer and the one for the colors. when you draw on the layer with little red bar on side, the stuff you put on the layer appears only on top of the things you have on the base layer. the effect is p much same as preserving opacity except you dont change anything about the base layer and you can still use layer textures and effects. this is what it does:

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reblog this to save a life

THANK YOU SO MUCH

i dont use Sai but i know most of you guys do so!!

@otterjump idk your better at sai than i am so idk if you need this but here go

it’s the same for FireAlpaca and Krita(i think?)

kaprika:

rainaramsay:

ms-demeanor:

queenrinacat:

brainstatic:

Everyone’s like “those Germans have a word for everything” but English has a word for tricking someone into watching the music video for Rick Astley’s Never Gonna Give You Up.

English has a lot more words created for very specific phenomena! It’s not just rick-rolling. Language is always evolving and it’s super interesting! Here’s a list of hyper-specific/untranslatable words in English.

This happens a lot with compound words in particular. Seriously, the construction of English compound words is so fascinating; just what you’d expect from a mongrel creole fucked-up language. And here are some more English-Specific verbs.

This is either going to be the most wonderfully educational post I’ve seen all night, or else this is five (5) links to the music video for Rick Astley’s Never Gonna Give You Up.

fuckyeahasexual:

robinade:

iesika:

eulaliasims:

skitzofreak:

brainstatic:

If Democrats take the House, their current ranking member of the Financial Services Committee becomes the chair of the committee, and has the power to subpoena Trump’s bank records. That member is Maxine Waters. Vote.

REGISTER TO VOTE

OR REGISTER HERE

YOU MUST BE REGISTERED AHEAD OF TIME BEFORE YOU CAN SHOW UP TO VOTE!!

Your periodic (almost daily at this point, lbr) non-sims reminder to Americans to PLEASE VOTE, remind your friends and family to vote, all those good things.

If you were registered to vote a year ago or more, check and make sure you are still registered, especially if you are a naturalized citizen. Voter rolls are being purged like whoa.

Don’t assume you’re still registered. Please please please check, and do it soon, because some states have cut-offs.

https://www.vote.org/am-i-registered-to-vote/

Deadlines in some states is July, so check now 🙂

tehzii:

thelibrawrian:

i was thinking about the weirdest phone calls i got when i still worked at the public library and i remembered this one phone call. it was probably less than 20 seconds long, but it still makes me laugh.

anyways, this woman called and without even saying hello after i said the usual “public library, how can i help you?” spiel, she said, “i have a very important question: when you shelve books, do you push them all to the front of the shelf or all the way back?”

it took me a second to process the question and then i answered that, at the library, we always shelve them so that they are even with the front edge so they’re easier to grab and see. she was obviously delighted by this answer and then, as if an afterthought, she asked, “okay, what about you? what do you do at home with your books?” i said i did the same thing. she hummed in obvious agreement and then just like that she said “thank you!” and hung up.

i never heard from her again. i hope she won whatever argument she was having.

for about a year, i worked at a call center for sprint. i have a similar kind of story.

a woman called, and said she had a question about the call history on her bill. “sure, let me just pull up your account-” and she cut me off going, “no, no, it’s not anything specific, it’s just. so, if you change the time on your phone, does that change the time on the bill?”

“uh… no? the time on the phone doesn’t matter, the call history is recorded by the towers.”

“ohhhh” she said in the saltiest voice i have ever heard “so even if you changed the timezone it wouldn’t change the time on the bill? to, say, the middle of the night?”

i stg yall i looked into the camera like i was on the office. “um… no? it would still be the local time of the tower. is there anything else i can help you with?”

to me, overly chipper: “nope! thank you! have a great day!” turning on someone as she hung up: “she says yoU’RE A LYING SACK OF-”

i still mean-snicker every time i think about it.

throwback to the time my parents and I were in a hotel and I went to shower and grabbed my mom’s face wash and started pouring it into my hand but it came put really thin and liquidy for some reason so I thought some shower water had gotten into it so I kept pouring it waiting for the actual soap to arrive and after a while when it was still super runny I realized something was up and long story short the toner and facial cleanser were in almost identical bottles so I had just… dumped half a bottle of new toner out into the drain……..

Different Strokes?

konekat:

shrineart:

yournewapartment:

buckleupbones:

kedreeva:

redbirdblogs:

janothar:

mehofkirkwall:

janothar:

mehofkirkwall:

pitbullmabari:

janothar:

pitbullmabari:

rose-in-a-fisted-glove:

naturepunk:

I think I left the teller at the bank genuinely disturbed when I told him that “If I can’t afford it, I just don’t buy it.” 
“What about a car? Do you drive a car?” he inquired, his voice toning on the edge of fear.  
I told him, “Yeah, I have a vehicle. I bought it used for under $3,000.” 
He looked physically pained. “What about if you want to buy some kind of new appliance? Or furniture?” he persisted.
I stared at him blankly. “My couch was $5.00 at Goodwill. Like…I just buy shit cheap or I don’t buy it at all. The only thing in my life that I make payments on is my house, my bills, and my insurance, and that’s split five ways because I have housemates.” 
The young man looked horrified? Appalled? And somehow also awed? 
This guy couldn’t have been much older than me. But it seemed that he’d never even considered the option before of saving up for something to purchase it outright instead of using a credit card.
Am I the only person in my general age group (just turned 26) who’s never owned a credit card, and who has forgone basic comforts in order to save up for items so you don’t owe money to anyone, like, ever? 

If you’re living in the US without a credit card at 26, you’re playing with danger.

No credit is viewed as the same as bad credit. Which means you could be denied if you ever do need to rent an apartment or a car. Hospitals and clinics are also less likely to allow payment plan programs for people without good credit.

The best thing you could do at this point is apply for a credit card you’re eligible for and pay a few things (I do gas and groceries myself) with it each month. As long as you keep it to zero balance each month there is no interest and there will be proof of you not having debt (instead of just the absence of debt).

what.

This is legit how it works.  The system requires records on you, or else.  So you need a credit card and worse, you need to have a record of using it, even if you pay it off every single month.  Unfortunately, the formulas used to determine credit score are secret, so we also have people suggesting that your credit rating is helped if every so often you do pay a bit of interest.  The whole thing is a complete mess.  If you don’t have a credit rating/history, then any loans you manage to get will be at extremely high interest and will require much more effort than they really should.

what

yeaah let me just go get a card that i can’t pay off because capitalism is shit, even if i literally only buy a pack of gum
that’d go well

If you pay it off in full every month there is no interest.  Do what OP is doing but put some of that on your credit card and pay it off every month, and soon you will have a very good credit rating.

you skipped right the fuck over the “can’t pay it off” part huh

like credit cards are just not a viable thing if you’re poor and have shit income

And I’m saying to literally not put anything on it if you can’t buy it in cash. And I’m aware that they fuck over poor people, but yeah, that’s the system that’s in place. This is advice for navigating it, which is how to obtain good credit which helps a lot.

Right like don’t make minimum payments, put your gas on your credit card then that same day pay the credit card company online then don’t worry about it for another month. It’s an absolutely shit system, but in the event of an emergency it’s good to have.

I have had to explain this to a lot of people in my life, but it’s true- no credit is the same as bad credit. What having (and using) the card actually shows is that you are capable of (and actually follow through on) making regular payments: ie, it is proof of having a steady income (even if you do not actually have a steady income). It is showing you reliably can pay for things you purchase, which is what your credit score is all about.

Think of it this way. You have a credit card, which is your credit tracking device. You use the card to tell someone “I will pay for this thing with borrowed money.” They agree to allow you to pay with borrowed money. You then turn around to your credit card company and say “Thank you for allowing me to borrow your money, I will now pay you back with my own money.” (which, if you repay them promptly enough, you can repay them the exact same amount you borrowed, rather than paying them more than you borrowed [which is what interest is])

The credit card company then recognizes that you successfully borrowed their money AND returned it safely, and they pass that information along to credit tracking companies. Each time you do this, you gain credibility. If you do this enough times, you are considered a credible borrower of money, so that if you ever are in a situation where you need to borrow a large sum of money (for example, a mortgage or a car or a hospital bill or whatever), companies with money will look at how well you have returned money in the past, and say Ah yes, this person repays their debts well, so we can lend them our money this time.

So like, do what the above folks are recommending. Get a credit card and use to to reasonably purchase things you already have to buy- put a batch of groceries on the card. Go home (or wherever you can use the interne), pay it off as if you had paid cash in the store for it. There is no extra fee or interest for doing this, and you are leveling up your credibility in case of emergency later on in life.

Ok, here’s a guide for the easiest way to do this.

1. get your first baby credit card with the bank that you already bank with. If it has cashback rewards, even better (that’ll be free money later).

2. set that shit up so it pays the full amount, automatically, every month. you don’t have to remember to go home and pay it off, or worry about it at all. You won’t pay interest.

Your first card, especially if you have no credit, is going to have a small limit. Like $500. This is important: credit companies want you to use a certain percentage of the card every month. This is 1-9%. I usually just go straight 5%. If you use too much, you look like a wild card (even if you pay it off every month) and if you use nothing than you’re not proving to them you can be trusted.

So your first card has a $500 limit. 5% of 500 is $25.

Your goal is to use $25/month.

This is about a tank of gas for me. So once a month, I would fill up with this card, and then put it in the back of my wallet until next month. The payment was made automatically by my bank from one account (debit) to the other (credit). Rinse and repeat. I did this for a year.

Then after a year, my credit had skyrocketed (because I had nothing before, and added this good habit for a year). So I called up my bank and asked for them to increase my limit based on my new credit. I had shown them I was good at borrowing a good amount of money and paying it back on time every time.

The bank increased my limit to $5,500. Like holy shit, at the time I was definitely not expecting that.

So new math. 5% of 5500 is $225. So now instead of gas, I put my cell phone bill ($50), my car insurance ($130), and my dog food automatic order ($40) on it.

The best part is everything is automatic. I keep this card in the back of my wallet permanently; all these bills and the automatic payments are, well, automatic. My credit goes up, I rack up cash back rewards, there’s nothing to it.

And, if I ever get in an emergency, like a vet bill for one of my dogs, I can use that card to pay the $3,000 emergency bill without worrying about whether the place will take my dog if I have no money. I can then go home, change the settings from “pay in full every month” to “pay $X every month” (more than the minimum!) until it’s paid off, and then go back to just my bills. My credit might take a little dip during that time, but will bounce back pretty quickly.

There’s several other factors to credit (hit me up if you want more info) but this was literally the only measure I took for my first year, and my credit went from 525 to 700 in a year. Another year later, I’m now at 753, have a mortgage with a great rate, and can get a monster ass loan if I really need it in case an emergency or hard times fall.

It’s a shitty system of hoops to jump through, but knowing you can use these measures if it comes to it is a good feeling.

Okay but literally read this entire post please!

Take it from someone who was taught that credit cards are evil, you NEED to build up some credit. 

I’m 32 and only JUST NOW able to get a card because my fiance helped me do so. I could not get approved before because I didn’t have any credit.

For those of you who are cardless and now panicking, a few more things:

A credit card isn’t the only way to build up credit.

I’m almost 30 and have never had a credit card in my life. But my credit score is like 730- something.

My saving grace? Student loans. I hate them and they’re an annoying burden, but they build up your credit score. If you pay on time, it adds up.

Also good for credit: renting an apartment and paying rent on time.

If neither of the above are bills you pay, then yes, getting a credit card as described above is probably a good idea.

Honestly, as much as I just don’t trust myself with a credit card, there are definitely times when it would have been very good to have.

Oh, also, medical debt doesn’t impact your score, at least not in the US.

hey guys mind if i

tinak0077:

andiebobandy:

andiebobandy:

andiebobandy:

andiebobandy:

andiebobandy:

it doesnt like the camera!!

let it scream its trying its best for people to hear

you ask why it screams but you insult it…..it had important words to say…now we’ll never know what they are

image
image

oh!! youve coaxed it. it will tell you the news!!

image

it was screaming because it didn’t want you miss out on a present you got 😦

it wonders if you’d like to open it?

image
image

oh!! it was an invite!!

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they hope you enjoy the festivities (screaming) with them!!

screaming babies :<>

samtchalla:

im sick and tired of everyone still acting as if autistic people dont exist in todays society or participate in popular subcultures just bc ppl dont want to listen to us talk. we want to be represented as much as everyone else, and actually even more.

i see posts talking about how peter parker is trans with thousands of notes, a lot of them from cis allies. i hear a question about stucky in almost every interview/q&a/con that the cast does. i even see posts like ‘x character is adhd’ with tons of notes because adhd is more socially acceptable than autism. people will break down every aspect of someones character just for tiny hints that they’re trans or gay or whatever, and while i do love trans and gay headcanons being widely accepted, especially by the creators of the content themselves, i still cannot think of one single instance where a character who was coded autistic was confirmed …besides sheldon cooper. i watched bruce banner have basically a meltdown on screen and wrap himself in his shirt, the way i do when i have meltdowns, and no one said a thing. i watched newt scamander avoid eye contact throughout the entire movie, stumble over his words, have a hyperfixation on animals/creatures, etc etc etc and no one said a thing. 

i feel like im just shouting into the void here because its still so unfathomable for people to understand that autistic people exist. we’re here, we’re consuming the same media you are, we’re desperate for diversity just like you are. its never even crossed the minds of the creators/actors that the quirky shy awkward character they’ve created is just autistic– because, wait, peter parker doesn’t talk in a monotone voice like spock, how can he be autistic?!!?!?

literally no one. gives a shit. about autistic people. at all. please just listen to us. give our autistic headcanon posts as many notes as your trans headcanon posts. be aware that autistic people who think their favorite characters are autistic aren’t just ‘projecting’ or ‘overanalyzing’, and you shouldnt just humor us because you pity us. realize that autistic people can look many different ways and just because a character doesn’t act like sheldon cooper or spock, doesn’t mean they’re not autistic. just please realize that we exist.

edit: non autistics are encouraged to reblog